Assess credit risk quickly and securely, reduce operational costs, and monitor your portfolio — without adding extra effort.
*Plus $5 per application. Pay the application fee yourself, or pass it to applicants.


Reduce manual reviews for quicker decisions

Receive complete applications upfront

Lower risk with richer credit data
Get a clearer picture of applicant risk early and stop chasing invoices.


Customers complete one simple application. Nav Extend verifies businesses, pulls the data, and collects trade references. You make the final call.
Get Nav Extend
Nav Extend compiles cash flow and credit insights on your applicants in one place so you can cut costs and make decisions more efficiently. You can get 10 free reports from Creditsafe per year (coming soon), or buy optional report data from Dun & Bradstreet.

Collect trade references and Secretary of State filings and send approvals or denials without adding extra workload. Get a full view of your portfolio to understand your credit exposure.
Simplify your trade credit program
Connect seamlessly with QuickBooks to save time without disrupting operations. Our team can also quote additional integrations with supported enterprise resource planning (ERP) systems to ensure data accuracy.

Set credit limits, payment terms, discounts, late fees, or minimum orders. Use your branding throughout the applicant experience. Plus, add extra capabilities with a custom quote.
Get startedNav Extend helps you save time and prevent fraud before it starts, so you can work on building your business.
$200 / mo + $5 per application*
Purchase business credit report data (optional)
*Pay the application fee yourself, or pass it to applicants.
Quoted

Nav Extend™ helped GoodNeon increase payment terms applications by 20 – 30%, approve credit 50% faster, and grow conversions while building trust.1

Nav Extend is built on Nav's decade-plus of data, infrastructure, and credit expertise to verify creditworthiness and simplify decisions.
12
years in operations helping small businesses succeed
2.7M+
small businesses have trusted Nav to help support their financial health
4.3/5 ★
rated excellent on Trustpilot

“I recommend it to every small business owner who's starting up.”
— Jeremiah C., Founder of FEDLIN
Schedule a demo of Nav Extend or discuss a custom quote with our team.
FEDLIN drives lead generation and has extended over $1M in credit with Nav Extend
Absolutely. Nav Extend is designed to enhance your customer relationships — not replace them. By automating repetitive, back-office tasks (like data collection and verification), your team actually gets more time to focus on meaningful, high-touch interactions. You stay in control of the customer experience, while Nav Extend works behind the scenes to give you better insights so you can make faster decisions and serve your customers personally and proactively.
No. Nav Extend makes your team more efficient in making informed credit decisions and building strong customer relationships.
That's great, and Nav Extend helps you keep it that way. Nav Extend is designed to support your existing credit processes by giving you better insight into customer risks, so you can make decisions more easily and protect your business.
No. Nav Extend is designed to work as a standalone platform, so you don't need an ERP integration to get started. You can centralize applications, credit data, and decision-making all within Nav Extend without relying on your existing system. If you choose to integrate down the road, that option is available as an add-on with a custom quote from our team — but it's not required to streamline your credit process and start seeing benefits.
Yes. You can explore additional capabilities purpose-built for your business. Contact our sales team to learn more about add-ons and get a quote.
Paper applications can slow down your process, create room for errors, and make it harder to access and analyze information. Nav Extend digitizes and centralizes everything, so you can collect cleaner data, make faster decisions, and easily reference customer information when you need it. It's not just about going digital—it's about improving efficiency, accuracy, and the overall experience for both your team and your customers.
Nav Extend helps you move from a manual, fragmented process to a streamlined, insight-driven workflow. You can spend less time chasing down information and more time making confident decisions. That means faster approvals, better risk management, and a more consistent, scalable credit process — all while maintaining the personal touch your customers value.
Nav Extend connects all the critical data you need — applications, business details, and credit insights — in one place. Instead of piecing together information from multiple sources, your team gets a complete picture instantly, helping them make faster, more confident, and more consistent decisions.
Managing your payment terms program with Nav Extend can help improve their experience. Instead of filling out lengthy paperwork or going back and forth for missing information, customers get a streamlined application process. At the same time, you're still in control of the relationship, just with better tools to serve your customers quickly and personally.
Nav uses strict security measures to ensure data is safe. All shared business data, such as bank transactions and credit history, are encrypted and kept secure to maintain user privacy and data protection, so you can confidently collect and manage customer information without adding risk to your process.
Unfortunately not, because every application runs real verification and data checks that cost us money. What we can do is keep it low risk: no annual or quarterly commitment, month to month, cancel whenever. And if you want certainty before you spend anything, talk to us. This is the single most common pre-purchase question and it is currently unanswered.
No. Your plan is month to month, with no minimum commitment or cancellation fee.
Not necessarily. Vendors typically check business credit when deciding whether to offer trade credit and on what terms. Businesses we've spoken with about their trade credit programs haven't raised it as a concern for their credit customers.
Let's chat. Our team can give you the clearest answer on how Nav Extend fits your business — out of the box or purpose-built with additional capabilities.
Yes it can. Nav Extend is designed to provide all the credit risk data you need for applicants in one place, including 10 free Creditsafe reports (coming soon).
That's up to you. Nav Extend is meant to help you assess risk and simplify your trade credit management behind the scenes. You can customize your program and applicant experience to focus on your own brand.